Invozi vs Xero

Invozi vs Xero: Which Is Right for You?

Full accounting platform vs simple invoicing from $0

Looking for a Xero alternative? Xero is cloud accounting software. Invozi is built for freelancers and sole traders who just want to invoice and get paid. Here’s an honest side-by-side.

See the comparison

How Invozi compares to Xero

Prices last checked 22 October 2026

Feature
Invozi
Xero
Main purpose
Simple invoicing and getting paid
Full accounting platform
Starting paid price
$3/month or $36/year (Pro)
From $37/month (Ignite)
Free plan
Yes — up to 2 invoices/month
No (free trial / promos only)
Invoice limit on cheapest paid plan
Unlimited (Pro)
20 invoices/month (Ignite)
Online card payments
Yes (Pro)
Yes (fees apply)
Bank feeds & reconciliation
No
Yes
BAS lodgement
No
Yes
Payroll
No
Yes (Comprehensive and above)
Learning curve
Minutes
Steeper — built for accounting

Included Partly / depends on plan Not included

Invozi features are our plans at launch. Xero: Xero pricing · Rounded: Xero pricing explained. Ignite and Grow prices from Rounded's Xero pricing guide (May 2026, noting increases from July 2026); Comprehensive price from Xero's own pricing page. Xero is running a 90% off first-3-months offer for new customers until 2 November 2026.

The quick verdict

If you need a full accounting system (and probably an accountant to go with it), Xero is a powerful choice. If you mainly need to send professional invoices and get paid, Invozi is designed to do just that — from $3 a month instead of hundreds a year.

Pricing: free to start, fair to grow

Invozi has a genuinely free plan (2 invoices a month, 3 clients). Pro is $3 a month or $36 a year for unlimited invoices, and Premium is $9 a month. Waitlist members get Pro at a founding member price of $12/year. Xero: Ignite from $37/month (20 invoices/month); Grow $78/month; Comprehensive $107/month.

  • Free plan — no credit card needed
  • A flat price that doesn’t grow with your income
  • No lock-in contracts
See all plans →

InvoziPro

$3/month

Unlimited invoices · or $36/year

Xero

$37/month

Ignite · 20 invoices/month

Cheapest paid plans compared

Built for invoicing, not accounting

Invozi does one job well: professional invoices, quotes and reminders that get you paid. Xero is built around bookkeeping, BAS and reporting — great if you need it, extra cost and complexity if you don’t.

Automatic reminders
Online card payments
Quotes & estimates
Custom branding
Email read tracking
Free plan, no card

Where Xero shines — and where it may be too much

Where Xero shines

  • Complete accounting: bank feeds, reconciliation, BAS, payroll
  • Huge app marketplace and accountant ecosystem
  • Scales from small business to larger teams

May be more than you need

  • Cheapest plan caps you at 20 invoices a month
  • Expensive if you only need to send invoices
  • More setup and accounting knowledge required

Which tool is right for you?

Choose Invozi if…

  • You mainly need to send invoices and quotes, and get paid
  • You want a free plan or a flat, low price ($3/month for Pro)
  • You’d rather be set up in minutes than learn accounting software
  • Your accountant (or you) handles tax and BAS separately

Choose Xero if…

Growing businesses that need full accounting — bank reconciliation, BAS lodgement, payroll and reporting — and usually work with an accountant or bookkeeper.

  • 1Complete accounting: bank feeds, reconciliation, BAS, payroll
  • 2Huge app marketplace and accountant ecosystem
  • 3Scales from small business to larger teams

Why choose Invozi over Xero

Pay a fraction

Pro is $3 a month, versus $37/month for Xero’s entry plan — or start on the free plan.

Set up in minutes

No chart of accounts or accounting jargon — add your details and send your first invoice.

Made for Aussie invoicing

ABN, GST and tax-invoice rules built in, plus automatic reminders to get paid faster.

Frequently asked questions

Is Invozi a Xero alternative?

For invoicing, yes. Invozi focuses on creating, sending and getting paid for invoices. It isn't a full accounting system, so if you need bank reconciliation, BAS lodgement or payroll, Xero covers more.

How much does Xero cost in Australia?

Xero's plans start with Ignite at around $37 per month (with a 20-invoice monthly limit), and Comprehensive is $107 per month, according to Xero and Rounded's pricing guide as at October 2026. Check Xero's pricing page for current offers.

Can I use Invozi and Xero together?

You could use Invozi for day-to-day invoicing and hand records to your accountant. Integrations aren't announced yet — register your interest to hear about them.

Comparison based on publicly available information checked on 22 October 2026. Competitor prices and features change — check Xero pricing · Rounded: Xero pricing explained for the latest. Invozi is launching soon; features listed are planned for launch. Xero is a trademark of its owner; Invozi is not affiliated with or endorsed by Xero.

Ready to make the switch?

Join the waitlist and get early-access pricing when Invozi launches.

Free plan available · No credit card needed

Launching soon

Register your interest

We're preparing to launch. Leave your details and we'll let you know the moment Invozi is ready — with early-access pricing.